Why it matters
"High-end finishes" appears in thousands of listings and means nothing on its own. Casaroo's finish scoring is calibrated on 35 GTA homes whose sale prices were verified against their direct comps, and in that data the separation is stark: the premium homes sold for roughly 2.4 times per square foot what the value homes did. The finishes drove that, not the adjectives. One of the most instructive homes in the whole set was marketed with premium language, chef's kitchen and heated floors and all, and sold at the 25th percentile of its own neighbourhood. Premium words, value price. So the rule Casaroo runs on, and the rule you should run on: score the finishes you can see, never the marketing.
What to do
Name the tier you are looking at, then price the tier you want. That is the entire exercise, and it turns "I hate this kitchen" into a number you can put in an offer.
Education and triage, not a home inspection. Casaroo names the tier it can see in your photos and prices the gap. If a listing claims a finish that is not visible in any photo, Casaroo treats it as marketing and says so. A tier is what you can see.