HomeTools
Free home-buyer tools

Calculators for every step of buying a home

Free, no sign-up. Work out what the home itself might cost you, then run the numbers on the mortgage, the tax and the upkeep.

Know the home

The part a listing does not tell you: what the problems cost, what they are worth in a negotiation, and what an insurer will ask about.

Home Repair Cost Lookup

Search 95 common home problems, from knob-and-tube to a failing roof, and see the real Canadian range.

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What Is This Worth?

Tick the problems you found and get a defensible repair range, sorted by what needs doing first, to take into a price conversation.

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Insurance Pre-Check

The things Canadian insurers actually ask about, and what resolves each one, before your conditions expire.

Run the check →

Printable Showing Checklist

The full red-flag walkthrough on one page, with tick boxes and a notes column. Print one per home.

Print or save PDF →

Run the numbers

Mortgage, affordability, tax and upkeep, for once you know the home is worth pursuing.

Mortgage Payment Calculator

Estimate your monthly or bi-weekly payment from price, down payment, rate, and amortization, with total interest.

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How Much Can I Afford?

Turn your income, debts, and down payment into a realistic maximum home price, including Canada's mortgage stress test.

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Land Transfer Tax Calculator

Estimate land transfer tax by province, Ontario, Toronto, BC and more, with first-time buyer rebates.

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What It Costs After the Keys

The number listings never show: a realistic yearly maintenance budget based on the home's value, age, and size.

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Found a home you love? Read it before you tour.

Casaroo reads the bones and the appearance of any listing, free, in seconds.

Free listing check →