HomeTools
Free home-buyer tools

Calculators for every step of buying a home

Free, no sign-up, Canada-first. Run the numbers on your mortgage, what you can afford, your land transfer tax, and what a home will actually cost you after you get the keys.

Mortgage Payment Calculator

Estimate your monthly or bi-weekly payment from price, down payment, rate, and amortization — with total interest.

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How Much Can I Afford?

Turn your income, debts, and down payment into a realistic maximum home price — including Canada's mortgage stress test.

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Land Transfer Tax Calculator

Estimate land transfer tax by province — Ontario, Toronto, BC and more — with first-time buyer rebates.

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What It Costs After the Keys

The number listings never show: a realistic yearly maintenance budget based on the home's value, age, and size.

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More on the way — closing costs, rent vs. buy, CMHC insurance, and the stress test.

Found a home you love? Read it before you tour.

Casaroo analyzes any listing and scores the bones and the appearance separately — free, in seconds.

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